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Partner Energy understands the nuances of HUD’s financing programs and can guide stakeholders through the process to achieve their project goals.

Several HUD financing programs require and/or reward energy efficiency and sustainability efforts. Partner Energy can help lenders and borrowers meet requirements in a cost-effective manner.

HUD Green MIP Reduction 

To qualify for the Green Mortgage Insurance Premium Reduction (Green MIP Reduction), owners must verify that a property has achieved or will pursue and achieve an ENERGY STAR® score of 75 or higher AND verify that a property has achieved or will pursue and achieve a HUD recognized green building certification.

Additionally, all projects must benchmark their energy utilities in ENERGY STAR Portfolio Manager® annually, for the life of the loan. Partner Energy can assist with preliminary benchmarking, energy audits, green certification, data collection plans, and ongoing benchmarking.

Existing Buildings

  • Owner must benchmark property
  • ENERGY STAR® SEP (Statement of Energy Performance) of 75 required
  • ENERGY STAR® SEP lower than 75 requires a CNA with ASHRAE Level II Energy Audit
  • Property must already have a HUD accepted green certification or commit to earning one

New Construction

  • ENERGY STAR® SEDI (Statement of Design Intent) score of 75 or higher required
  • ENERGY STAR® SEDI score is based on plans and specifications
  • Property must commit to earning a HUD accepting green certification

Partner Energy has performed hundreds of benchmarking studies and energy audits for a variety of financing protocols through the country. Team members are sought for their expertise in how HUD financing programs work. We have provided green certification support on hundreds of HUD-financed green certification projects including LEED, ENERGY STAR®, Enterprise Green Communities, NGBS, and GreenPoint Rated.

HUD MAP Underwriting

Projects securing financing through HUD’s Multifamily Accelerated Processing (MAP) can underwrite up to 75% of owner-paid projected energy and water utility savings when the CNA is accompanied by an ASHRAE Level II Energy Audit. Partner Energy will conduct the energy audit, work with the borrower’s planned renovation scope, and make cost-effective recommendations to the team for consideration.


Some HUD Rental Assistance Demonstration (RAD) applicants must conduct an ASHRAE Level II Energy Audit in conjunction with their CNA. The purpose of the energy audit is to identify cost-effective energy and water improvements that may reduce operating costs at the property as well as reduce residents’ utility costs. Partner Energy can conduct the energy audit to assist with RAD compliance.


Kelsey Shaw Director

Kelsey Shaw

Program Manager

Molly Coon Program Manager

Molly Coon