HUD Green MIP Reduction

Green MIP Reduction Overview

Partner Energy HUD MIP Reduction

In 2016, Department of Housing & Urban Development’s (HUD) Federal Housing Administration (FHA) announced a multifamily insurance rate reduction program made to encourage capital financing of affordable and energy-efficient apartments.

To qualify for Green Mortgage Insurance Premium Reduction (Green MIP Reduction), owners must certify that properties have achieved or will pursue to achieve an ENERGY STAR® score of 75 or better on a 1–100 ENERGY STAR® score, using EPA’s Portfolio Manager.

Green Certify for HUD Green MIP Reduction

  • Prove existing certification, or
  • Owner must commit to green certification

Achieve ENERGY STAR Score of 75 or Higher for HUD Green MIP Reduction

Existing Buildings
Owner must benchmark building
ENERGY STAR SEP (Statement of Energy Performance) of 75 required
ENERGY STAR SEP lower than 75 requires a PCNA with ASHRAE Level II Energy Audit

New Construction
ENERGY STAR SEDI (Statement of Design Intent) score of 75 or higher required
ENERGY STAR SEDI score is based on plans and drawings

Partner Energy is a national energy efficiency and sustainability
consulting firm with extensive experience serving multifamily clients. We
have performed hundreds of benchmarking studies and energy audits for
a variety of financing protocol through the country. For new construction
projects we have provided green certification support on hundreds of
projects including LEED, ENERGY STAR®, Enterprise Green Communities
and GreenPoint Rated. For more information about how Partner Energy help, please e-mail us at or call at 888.826.1216.