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Last Updated May 22, 2024

Program Overview


Financial Incentive



Incentive Type:

Loan Program


Pathway Lending Community Development Financial Institution

Start Date:


Expiration Date:


Web Site:

Applicable Sectors:

Commercial, Industrial, Local Government, Nonprofit, Schools

Eligible Renewable/Other Technologies:

Solar Photovoltaics, Combined Heat & Power, Lighting, Heat pumps, Air conditioners, Processing and Manufacturing Equipment, Comprehensive Measures/Whole Building, Custom/Others pending approval


Pathway Lending's Energy Efficiency Loan Program provides Tennessee business and non-profit entities with below-market loans for energy efficiency and renewable energy improvements. All costs related to the efficiency measures may be financed, including assessments, design, equipment, and installation. Any project that reduces utility consumption, across electric, gas, or water, may apply for financing through this program. The loans are designed to allow for energy cost savings derived from each project to provide the repayment of the loan. 

Starting in 2016, EELP began offering up to six years of financing for qualified energy efficiency and renewable energy projects to Tennessee local governmental entities, including municipalities, counties, school districts, and other similar public agencies. To be eligible for a loan, a governmental entity must have a complete third-party energy audit, assessment, or vendor proposal that details estimated energy savings.