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Last Updated August 14, 2020

Program Overview


Financial Incentive



Incentive Type:

Loan Program


Alaska Housing Finance Corporation

Start Date:


Expiration Date:


Web Site:

Applicable Sectors:


Eligible Renewable/Other Technologies:



Alaska Housing Finance Corporation (AHFC) offers loans of up to $30,000, with a repayment term of 15 years, to qualified borrowers through the Second Mortgage for Energy Conservation program. Borrowers apply to AHFC for financing to make energy improvements on owner-occupied properties. Applicants must select from the list of energy upgrades, which are provided by an AKWarm certified energy rater. All improvements must be completed within 365 days of loan closing. Improvements not listed or recommended by the rater may not be included in the loan. The interest rate is the Taxable Program or Rural Owner-Occupied 15-year interest rate, plus 0.500. Click here for current interest rates. If the borrower has also received a Home Energy Rebate from AHFC, the rebate will be applied to the outstanding balance of the second mortgage.

More information, forms, and instructions are available on AHFC's website.